takdavid / bank2ynab

Easily convert and import your bank's statements into YNAB. This project consolidates other conversion efforts into one universal tool.

bank2ynab

This project consolidates other conversion efforts into one universal tool that easily converts and imports your bank's statements into YNAB.

Development:

Testing:

• What? (Features)
  • Wish List
• Why?
• How?
• Installation Instructions
  • Requirements
• User Guide
• Known Bugs
• List of Supported Banks

What? (Features)

Convert your downloaded bank statements into YNAB's input format. Here's what this script does, step by step:

1. Look for and parse the bank2ynab.conf. This file contains all the rules and import formats.
2. Look for and parse every CSV file in the configured download directory.
3. If the CSV file matches any of the configured formats:
   1. Create a new CSV file in YNAB's CSV format with the correct columns and a blank Category column.
   2. Optionally delete the original CSV file.

Wish List

• add many more input formats from all the other YNAB-CSV-conversion projects.
• maybe coming later: automatically download your bank statements? (uses external services; only available in some countries)
• maybe coming later: automatically import the converted data into your YNAB app? (optional, default off)

Why?

There are currently more than 80 GitHub projects related to YNAB converter scripts. Clearly there's a need, but until now these solutions have been fragmented. The present project "bank2ynab" aims to focus the efforts on a common source that encapsulates a large number of bank formats. This will also provide a common basis for a solution using a variety of programming languages.

How? Contribute!

• If you're "just a user":
  • tell us your import format and we can create a converter - for you and for everyone else!
  • use the converter provided here and give us feedback - or participate!
• If you've already built a YNAB converter:
  • take advantage of this project to get more import formats.
  • give back to this project by sharing your existing import formats.
• Add a brainstorming item as a new issue.
• Join the chat over at https://gitter.im/bank2ynab/Lobby
• See also: the wiki, perhaps most importantly this page about import formats.

Installation Instructions

• Download this ZIP file
• Note the Requirements for additional details!
• When you're done, refer to the User Guide below.

Requirements

• Windows or Mac or Linux
• Python v3.5+ installed (download it from python.org) (Python v2.7 might work but we make no promises; Py2 has end-of-life on 01Jan2020.)
• Support for other scripting languages may follow. Contributions are welcome!

User Guide

Using bank2ynab is easy:

1. Download some bank statements from your banking website.
   • Make sure to choose CSV format. Save with the default suggested filename so that the converter can find it.
   • It's okay if the statements contain data that you already have in YNAB. YNAB will detect and skip these.
2. Check the [DEFAULT] configuration in user_configuration.conf. You only need to do this once. Specifically:
   • Source Path = c:\users\example-username\Downloads Specify where you save your downloaded CSV files.
   • Delete Source File = True set to False if you want to keep the original CSV you downloaded.
3. Check that the configuration in bank2ynab.conf contains a [SECTION] for your banking format. You only need to do this once per bank you use. If you can't find your bank in the config, tell us your bank's format and we can add it to the project.
4. Install the required dependencies by navigating to the bank2ynab directory in your command line and entering the following - pip install -r requirements.txt or pip3 install -r requirements.txt.
5. Run the bank2ynab.py conversion script to generate the YNAB-ready CSV output file. How to do this depends on your operating system:
   • Windows: Open a command prompt, navigate to the script directory, and run the command python bank2ynab.
     • Pro tip: Create a program shortcut! Right-click on the bank2ynab.bat file, choose Send to and then choose Desktop (create shortcut). Now you can just double-click that shortcut!
   • Linux/Mac: Open a terminal, navigate to the script directory, and run the command python3 ./bank2ynab.     - Important: Be sure to use python3 specifically, and not python or python2 which is probably the system default.
6. Depending on your configuration, the conversion script will now import your files into YNAB automatically, or you can add the files manually:
   • Automatic import (when you have provided your YNAB API access token:
     • The conversion script will now ask you which budget it should use to import your converted CSV file to (if you have multiple). It will also ask you which account inside the budget to use (if you have multiple); you'll only have to answer this question once.
   • Manually drag-and-drop the converted CSV file onto the YNAB web app:
     • YNAB will detect this and offer you import options. If you had already switched YNAB to the corresponding account view, YNAB will understand that you want to import this file to this account.

Known Bugs

For details, please see our issue list labeled "Bug".

List of Supported Banks

Here is a list of the banks and their formats that we already support. Note that we have many more formats in the pipeline so the list continues to grow, and we are happy to receive requests. In alphabetical order (country and bank):

1. AT easybank credit card
2. AT Raiffeisen Bank 2018
3. AT Raiffeisen Bank RCM
4. AT Raiffeisen Bank 2019 checking
5. AT Raiffeisen VISA
6. AU ANZ
7. AU ING
8. AU National Australia Bank
9. BE KBC checking
10. BE KBC credit
11. BE Keytrade Bank
12. BR Banco do Brasil, checking
13. BR Inter, checking
14. CA TD Canada Trust, checking+Visa
15. CH ZKB Erweiterte Suche
16. CH ZKB Finanzassistent-Chronik
17. CO Bancolombia
18. CZ AirBank checking and savings
19. CZ Ceska Sporitelna
20. CZ Raiffeisen bank
21. DE Commerzbank checking
22. DE Consorsbank checking
23. DE Deutsche Bank
24. DE Deutsche Bank Credit Card
25. DE Deutsche Kreditbank checking
26. DE Deutsche Kreditbank credit card
27. DE Fiducia (Volksbank, Sparda-Bank, BBBank, PSD Bank, Raiffeisen, ...)
28. DE ING-DiBa
29. DE Kreissparkasse
30. DE N26
31. DE Ostseesparkasse Rostock checking
32. DE Ostseesparkasse Rostock credit card
33. DE Sparkasse Rhein-Neckar-Nord
34. DE Sparkasse Südholstein
35. DK Bankernes EDB Central
36. DK Danske Bank
37. DK Jyske Bank VISA
38. DK Nordea
39. DK Portalbank
40. HU Erste Bank checking
41. HU OTP
42. IE AIB Ireland
43. IE Bank of Ireland
44. IE N26
45. IE Ulster Bank, savings
46. IT RomagnaBanca Inbank
47. LV Swedbank
48. Mint
49. MV Bank of Maldives, checking
50. NETELLER
51. NL Bunq checking
52. NL bunqDesktop software
53. NL bunqDesktop software 2
54. NL ING
55. NL ING Checking 2020
56. NL KNAB
57. NL Rabobank
58. NL Rabobank-2018
59. NL Rabobank Credit Card
60. NO DNB
61. NO Sparebank 1 VISA
62. Personal Capital
63. PL mBank
64. Revolut
65. SE Handelsbanken
66. SE Länsförsäkringar checking
67. SE Nordea - internetbanken.privat.nordea.se
68. SE Nordea - netbank.nordea.se
69. SE SEB Skandinaviska Enskilda Banken
70. SE Sparbanken Tanum
71. SE Swedbank
72. SE Swedbank 2019
73. SE Swedbank 2020
74. SG OCBC Bank
75. SG OCBC Bank Credit Card
76. SG POSB savings
77. SK Tatra Banka
78. SK VUB
79. UK Co-operative Bank
80. UK Monzo checking
81. UK Barclaycard credit card
82. UK Barclaycard Business Credit Card
83. UK first direct checking
84. UK John Lewis Partnership Card
85. US Bank of America
86. US Bank of America Credit Card
87. US BB&T
88. US Chase Credit Card 2017
89. US Chase Credit Card 2019
90. US Schwab Checking
91. US Schwab Savings
92. US TB Bank
93. US USAA

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Disclaimer: Please use at your own risk. This tool is neither officially supported by YNAB (the company) nor by YNAB (the software) in any way. Use of this tool could introduce problems into your budget that YNAB, through its official support channels, will not be able to troubleshoot or fix. See also the full MIT licence.