r4mz3r0 / investing-long-term-strategies

investing-long-term-strategies

Here is an example of my current strategies across my different accounts.

• Slowy rebalance towards this asset allocation.
• Invest often and passively.

Emergency Fund

Ticker	Percentage
Cash	2 months pay

Fidelity Taxable Account - 3 Fund Portfolio

Ticker	Percentage
Fidelity® Total Market Index Fund(FSKAX)	75%
Fidelity ® Total International Index Fund (FTIHX)	15%
Fidelity ® U.S. Bond Index Fund (FXNAX)	10%

Roth IRA

Ticker	Percentage
VT	100%

AMAZON 401(K) PLAN

Ticker	Percentage
Vanguard Target 2060	100%

Acorns (Personal & Kids)

Ticker	Percentage	ESG Ticker	Percentage
VOO	55%	ESGU	55%
IXUS	30%	SUSA	10%
IJH	10%	ESML	5%
IJR	5%	ESGD	22%
		ESGE	8%

To Do

• Buy an I Savings Bond https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm

Notes

"Moreover, mutual funds will automatically reinvest all dividends back into the fund whereas additional transactions could be required to reinvest ETF dividends. We recommend that individuals making periodic contributions to a retirement plan use low-cost indexed mutual funds rather than ETFs."

Rebalance Dates

• 04-01-2023
• 04-01-2024