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struct PeriodicLoan {
    bool active; // whether contract is still active or completed
    address beneficiary; // address service payments should be made to
    address borrower; // 'minter' of contract
    uint256 period; // how often payments required
    uint256 nextServiceTime; // next payment required
    uint256 balance; // remaining payment amount
    uint256 minimumPayment; // minimum payment amount
}

struct PeriodicLoan {
    address minter;
    uint64 startTime;
    uint32 periodDuration;
    uint16 nPeriods;
    uint16 curPeriod;
    uint128 totalBalance;
}