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请问如果用支付宝蚂蚁借呗付首付，应该会上征信记录吧，对之后的银行房贷审批有多大影响呢？ about hangzhou_house_knowledge HOT 9 OPEN

houshanren avatar houshanren commented on May 18, 2024
请问如果用支付宝蚂蚁借呗付首付，应该会上征信记录吧，对之后的银行房贷审批有多大影响呢？

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Comments (9)

guangwong avatar guangwong commented on May 18, 2024

借呗会上征信，就算首付贷了...

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zihaolucky avatar zihaolucky commented on May 18, 2024

找同事先挪一挪

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houshanren avatar houshanren commented on May 18, 2024

是这样的 ，审批的时候一定不能有正在使用的借呗等消费贷，有记录没事

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guangwong avatar guangwong commented on May 18, 2024

好像是前年就上征信了 XD

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jiangshicheng0724 avatar jiangshicheng0724 commented on May 18, 2024

同事蚂蚁花呗才万2，借了下救急

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bluebeach avatar bluebeach commented on May 18, 2024

是不是在借房贷之前把借呗还清就行了？

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guangwong avatar guangwong commented on May 18, 2024

@bluebeach 貌似是可以的，具体要咨询银行的客户经理

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slemon avatar slemon commented on May 18, 2024

多谢各位，那看来就只能找同事挪一下了

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catchfishday avatar catchfishday commented on May 18, 2024

征信记录自己可以在网上查，线下也可以找自助机查询，我在借呗借了6w并没有上征信记录，一月份办的贷款，审批通过了。

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